Public Official & Employment Practices Liability
Professional Liability Insurance for Governmental Subdivisions
- Track record and proven strategies for securing quotes for the most challenging accounts.
- Solutions from a variety of national programs
- Risk appetites and capabilities vary by carrier
- Limits available up to $5,000,000 (or more) and will vary by carrier
- Deductibles starting at $1,000
- Premiums typically start at $2,000 and will vary by carrier
- Solutions for pools and purchasing groups
Typical risks include but not limited to the following:
- City
- Township
- Borough
- Village
- County
Special Service Districts including but not limited to:
- Water Authority
- Sewer Authority
- Transit Authority
- Gas Authority
- Finance Authority
- Airport Authority
- Council of Government (COG)
- Electric Authority
- Housing Authority
- Redevelopment Authority
- Industrial Development Authority
- Recreation Authority
- ABC Boards
- Irrigation Districts
- Flood Control Authority
- Arena / Stadium Authority
- Solid Waste Authority
The application form provided is generic in nature. Along with loss runs and other required underwriting information, it should serve to secure indications of cost from a variety of insurers.
Each insurer may, and usually does, require its own completed, signed and dated application to bind coverage.
Each insurer may, and usually does, require its own completed, signed and dated application to bind coverage.